Housing Programs & Services
- 30 RENTAL HOMES - 26 Homes – 2 duplex homes
- 8 mortgages (4 purchased from MD #17)
- Rental rates range from $350.00 (duplex's) to $500.00/$600.00 monthly – depending on income.
- Mortgages range from $300 - $600 a month, depending on amortization period.
- Rental incentive – December rent free (Rentals only)
RENOVATION LOAN PROGRAM
- Lend money to members to renovate/repair their homes.
- Approx 34 Renovations Loans issued to members.
- The $400,000 budget was fully utilized. (Capital Agreement)
- Successful applicants received max $25,000 loan
- Applicants make monthly loan payments at 4% interest until loan is paid in full.
- Flexible repayment terms. (10 year amortization period max)
- Payments made go back into housing programs.
- Created to assist C&C, Housing Dept.
- Long term planning.
- Prioritize annual budgets.
SENIORS INTEREST FREE LOAN PROGRAM
- Works the same as the Reno Program
- Seniors would make monthly payments
- Flexible repayment options
SENIORS GRANT PROGRAM
- Funding provided by Community Trust.
- $30.000 annually
- 1 Grant per household.
- $3000.00 limit.
- Senior determines priority of renovation/repairs.
- Overages eligible for Interest Free Loan - if needed.
BMO DIRECT LENDING
- Members must meet BMO lending criteria.
- Qualified individuals obtain mortgage loan for new construction or Renovation Loan.
- Chief & Council provide loan guarantee via BCR
- No need for MLG
Trevor Laboucan, Director Housing
Trevor started working for PTFN in October 2013 in administrative work. Former position: housing clerk & ASETS Coordinator.
Now, as the Housing director, he truly enjoys his work. Starting as housing director Feb 16th 2015, his duties include administrative work, ensuring rent is paid on time, and maintenance (inspecting our rental homes).
Trevor says: "I really like that we are so different in our housing program and are always looking towards the future, running our business, following the policies and being fair with everyone.I like the fact that I am helping our Nation grow, I grow here professionally as well, and no matter where I go this is still home and I would like to see our housing department grow into something. I am actually very happy to be apart of it and be one of the ones to help it be what it is! For the first time in a long time I enjoy what I am doing, Not just administration but maintenance as well. Building houses interested me growing up and I would like to pursue further education in contracting (renovating homes etc.)."
Oliver Okemow, Housing/Maintenance Coordinator, Public Works
Oliver.firstname.lastname@example.org 1-833-869-7836 (780) 649-0114 (c)
Oliver is a member of the community and was born and raised in Trout Lake. He is responsible for public works within the community and is well known in the community for his carpentry skills and has been employed with the First Nation since August 2013. Oliver’s title in the community is the Housing/Maintenance Coordinator for PTFN. Maintenance on the rental units, office maintenance, health centre and the 29 units.
Shannon Houle, Public Works and Housing Clerk
Shannon has been in this position since March of 2015. She has been employed with the First Nation since February of 2014. Shannon is from Peerless and resides in the community. Shannon is in charge of administration for housing which includes of collection of rent and general information on housing.
Chris Maracle, Housing Advisor
Chris Maracle is the former Director of Housing, Parks and Band property Maintenance for the Mohawks of the Bay of Quinte, which is located between Kingston and Toronto in South Eastern Ontario.
Chris formed an innovative team having built more than 70 R-2000 homes over the past 15 years. Their projects and programs have received 17 Provincial and National awards which include Canada's 2003 Affordable Housing Award, Canada's Energy Efficiency Awards and most recently the 2004 R-2000 Most Sustainable Design and the 2004 Canadian Cement Association Most Energy Efficient Home.
Chris was selected as the 2003 R-2000 Hall of Fame recipient in the Builder category for his efforts in leading the R-2000 program in Tyendinaga and the 2004 Time Canada Energy Efficiency Ambassador Award which recognizes groups or individuals who have made significant contributions to energy efficiency initiatives.
Chris is currently providing consulting and special advisory services to I.N.A.C. to promote market based housing and better housing management practices within First Nations communities.